Setting - Policy

User Policy

  1. ARGOS SCORE THRESHOLD: You can set the threshold value of the ARGOS Score, which determines the automatic processing rate.

  2. Universal ID document support : When activated, users no longer need to select the type of identification. ARGOS automatically recognizes all supported types of IDs, excluding those from South Korea. Users simply need to photograph the front and back of the ID, significantly reducing the incidence of incorrect ID type selection.

  3. Automated Processing Only: When activated, the project will operate with 100% automatic processing only. Submissions in the Pending stage that require manual review will all be rejected, and users will need to resubmit KYC for automatic approval.

  4. ID Recognition guaranteed mode : When activated, only IDs recognized by OCR AI can be submitted for KYC. If an ID is not recognized, users will need to retake a photo with a different ID.

  5. Reject Duplicate User : KYC submissions made by users with approval history will be rejected.

  6. Age Limit : You can set an age restriction.

  7. Blacklist country : Blacklist Countries are set based on the country of ID issuance.

  8. Partial Data Deletion : When activated, this option deletes identifiable personal data while retaining non-identifiable related data such as Date of Birth(in YYYY/MM format),Gender, Age Group, and Nationality. *This applies when a submitted submission is deleted.

  9. Approved Period : When approval history matches the items set in the Sub-Option, KYC submissions will be denied.

  10. Rejected Period : When rejection history matches the items set in the Sub-Option, KYC submissions will be denied.


Multi-Verification & Anti Fraud

Drag and drop the box to activate the options:

  1. Selfie - Comparison : Conduct face comparison. 1-1. Face Occluded : This feature detects any obstructions covering significant parts of the face (eyes, nose, mouth, etc.) in a user's selfie image. It identifies instances where the face is obscured by hats, glasses, hair, or other objects, ensuring accurate facial recognition during the identity verification process. This is a crucial element for reliable identity verification, prompting users to submit clear selfies with their faces fully visible.

  2. Gov Check - South Korea : Verify government data for IDs issued in Korea.

  3. Account Occupancy - South Korea : Add a 1-won account verification process. You can set the depositor's name to be added after the code in the Sender section on the right, and you can enter a maximum of 4 characters regardless of the language.

  4. Address Verification : Add an address verification process. Users must submit proof of their address for verification.

  5. Liveform live camera recording only : Allow only real-time capture. When activated, photo uploads will not be allowed.

  6. ID document validation : Filter tampered IDs. If black and white photos or screen capture images are detected, users must retake the photos.

  7. Selfie - Liveness : Perform liveness checks on selfie images. Filter out screen-captured face photos, masks, and other filters.

  8. ID Document validation advanced - Presentation attack: It identifies and prevents various types of fraud, including presentation attacks, and detects attacks involving printed copies, screen replays, and facial substitution (mask).

  9. MRZ Check : Scans the Machine Readable Zone (MRZ) at the bottom of the passport to verify the accuracy of the information. The information in the MRZ (such as name, date of birth, document number, etc.) is verified through the 'level of confidence', and based on the MRZ recognition result, the mrz_protocol_failed value is returned as true or false. *For more details, please refer to Retry/Error/Reject Codes."

  10. Driver's License Barcode (PDF417) Check: Scans the barcode (PDF417) located on the back of driver's licenses to verify the accuracy of the license information. This feature is only available for driver's licenses from the United States (USA), Mexico (MEX), and Canada (CAN). It automatically checks if the information in the barcode (such as name, date of birth, license number, etc.) matches other parts of the license, and also quickly detects any signs of forgery or tampering, thereby supporting safe identity verification.


Additional Information

Ever felt limited during the KYC journey? Say goodbye to the one-size-fits-all approach. In Enhanced Due Diligence (EDD) scenarios, every detail matters, and we're here to ensure you don't miss a beat. Head over to Settings ▶️ Policy ▶️ Additional Information and tailor the process to fit your unique needs.

What's New? Here's the scoop:

  • Title: Kick things off by defining the focus of your data collection.

  • Choose Up to 5 Items: Each with its own label for clarity. Here's what you can gather:

    • Phone Number: Sync with country codes and reel in those mobile numbers.

    • Text: A flexible field for all the textual details you need.

    • Drop Down: Consider enhancing your dropdown menu by adding a few more options. It's a simple way to offer more variety to your users.

    • Date: Pick dates with ease.

    • File Upload (PDF only): Documents? Upload them in a flash! (up to 1MB)

And here's the best part: All the information you customize under 'Additional Information' automatically lines up for collection in Phase 2 of the KYC process. Peek at the next screen to see how seamlessly it all integrates.

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