Post/Submission/validationAccount (PreStep2)

PreStep2

• PreStep2 is callable only when using the 'Account Occupancy - South Korea' option.

• This process consists of two steps. In PreStep2, 1 won deposit is made and 3 digit code is sent, while the code validation is involved in Step2 (additional parameters to be confirmed in Step2).

• PreStep2 should be called after completing Step1 and must be executed before Step2.

• In PreStep2, 1 won with the authentication code will be transferred to the entered bank code and account.

• The first three digits are the authentication code, which should be submitted as the Input Data when processing Step2.

• The account number and bank code should be entered as numeric values only, without any symbols, and should be provided as string types.

Request URL

• This page explains how to submit PreStep2.

• You must enter the URL and x-api-key.

curl -X POST "<https://rest-api.argosidentity.com/v3/submission/validationaccount>" \\
-H "x-api-key: {yourAPIKey}" \\

Input Data

Parameter	Type	Required	Description
submissionId	string	*required	Unique submission data verifier returned from Step1.
requestType	string	*required	<occupancy(account verification ), nameCheck(account holder verification)> Select the type of verification. (Only 'occupancy' is available for now)
userName	string	*required	Name of the account holder
bankCode	string	*required	3 digit bank code (*Refer to the Bank Code)
accountNumber	string	*required	Account number (Exclude '-' or spaces)

Sample Request

• 'submissionId', 'requestType', 'userName', 'bankCode', 'accountNumber' are required.

• The input data should be entered in a designated format.

curl --location --request POST '<https://rest-api.argosidentity.com/v3/submission/validationaccount>' \\
--header 'x-api-key: {yourAPIKey}' \\
--header 'Content-Type: application/json' \\
--data-raw '{
    "submissionId": "{submission_Id}",
    "requestType": "occupancy",
    "userName": "{account_holder_name}",
    "bankCode": "{bank_code}",
    "accountNumber": "{1111222333444}"
}'

Output Data

Response	Description
success	<true, false> Returns the result of authentication as a boolean.
message	“success” at authentication success, retry or error message at authentication fail.
retryCode	Retry code.
retryCount	Tried numbers of PreStep2, KYC will be rejected when the retryCount ≥ 5.
rejectComment	Rejected reason.

Sample Response

• Result when sending verification code success.

{
	statusCode: 200,
	message : "success",
	success : true
}

• Result when sending verification code fail.

{
	statusCode: 200,
	message : "This bank code is invalid. Please check bank code.",
	retryCode: "invalid_bank_code",
	success : false,
	retryCount : 2
}

• Result when KYC rejected due to sending verification code fail more than 5 times.

{
	statusCode: 200,
	rejectComment: "too_many_retry",
	success : false,
	retryCount : 5
}

Bank Code

Bank Code	Bank Name	Bank Code	Bank Name
002	산업은행 (KDB Bank)	067	중국건설은행 (China Construction Bank)
003	기업은행 (IBK Bank)	071	우체국 (Epost Bank)
004	국민은행 (KB Kookmin Bank)	081	하나은행 (Hana Bank)
007	수협은행 (SH Bank)	088	신한은행 (Shinhan Bank)
011	농협은행 (NH Bank)	089	K뱅크 (K Bank)
012	지역농축협 (NH Regional Bank)	090	카카오뱅크 (Kakao Bank)
020	우리은행 (Woori Bank)	20	유안타증권 (Yuanta Securities)
023	SC은행 (SC Bank)	218	KB증권 (KB Securities)
027	한국씨티은행 (Citi Bank)	238	미래에셋증권 (Mirae Asset Securities)
031	대구은행 (DGB Daegu Bank)	240	삼성증권 (Samsung Securities)
032	부산은행 (Busan Bank)	243	한국투자증권(KOREA INVESTMENT & SECURITIES)
034	광주은행 (Kwangju Bank)	247	NH투자증권 (NH INVESTMENT & SECURITIES)
035	제주은행 (Jeju Bank)	261	교보증권 (Kyobo Securities)
037	전북은행 (Jeonbuk Bank)	262	하이투자증권 (Hi Investment & Securities)
039	경남은행 (Kyongnam Bank)	263	현대차증권 (Hyundai Motor Securities)
045	새마을금고중앙회 (MG Community Credit Cooperatives)	264	키움증권 (Kiwoom Securities)
048	신용협동조합중앙회 (National Credit Union Federation of Korea)	265	이베스트투자증권 (eBEST INVESTMENT & SECURITIES)
050	상호저축은행 (KOREA FEDERATION OF SAVINGS BANKS)	266	SK증권 (SK Securities)
054	HSBC (HSBC Bank)	267	대신증권 (Creon Trade)
055	도이치뱅크 (Deutsche Bank)	269	한화투자증권 (Hanwha Investment & Securities)
057	제이피모건체이스은행 (JPMorgan Chase)	270	하나금융투자 (Hana Securities)
058	미즈호은행 (Mizuho Bank)	278	신한금융투자 (Shinhan Securities)
059	엠유에프지은행 (MUFG Bank)	279	DB 금융투자 (DB Financial Investment)
060	BOA은행 (BOA Bank)	280	유진투자증권 (Eugene Investment)
062	중국공상은행 (ICBC Bank)	287	메리츠종합금융증권 (Meritz Securities)
064	산림조합중앙회 (National Forestry Cooperative Federation)	291	신영증권 (Shinyoung Securities)

PreStep2 Retry

Please refer to the below instruction for PreStep2 retry.

Request URL

• This section explains how to submit PreStep2 retry.

• URL and x-api-key are required.

Sample Request

curl --location --request POST '<https://rest-api.argosidentity.com/v3/submission/validationaccount>' \\
--header 'x-api-key: {yourAPIKey}' \\
--header 'Content-Type: application/json' \\
--data-raw '{
    "submissionId": "{submission_Id}",
    "requestType": "occupancy",
    "userName": "{account_holder_name}",
    "bankCode": "{bank_code}",
    "accountNumber": "{1111222333444}"
}'

Sample Response

• Check the retry code and message when PreStep2 submission fails.

• You can retry by using the same 'submissionId'.

• 'kycStatus' will automatically turn into 'rejected' if the retry code hits 5 and you can check the 'rejectComment'.

{
	statusCode: 200,
	message : "This bank code is invalid. Please check bank code.",
	retryCode: "invalid_bank_code",
	success : false,
	retryCount : 2
}

{
	statusCode: 200,
	rejectComment: "too_many_retry",
	success : false,
	retryCount : 5
}

Retry & Error Codes.

Success Codes (200)

Success	Message	Description
true	success	1 won transfer and sending verification code succeeded.

Retry Codes (200)

success	message	retryCode	retryCount	Description
false	This bank code is invalid. Please check bank code	invalid_bank_code	{count}	The bank code is invalid. Please check the bank code.
false	Fail to verify the account.	failed_to_verify	{count}	Failed to verify the account.
false	This account is not able to deposit.	unable_to_deposit	{count}	Unable to transfer to the account.
false	Transfer is currently not possible.	unable_to_Transfer	{count}	Unable to transfer temporarily.
false	The transfer is being processed.	transfer_is_processing	{count}	The transfer is being proessed at the moment.
false	fail to send code.	fail_to_request	{count}	Other undifined errors.

Rejected Codes (200)

success	rejectComment	retryCount	Description
false	too_many_retry	5	KYC rejected due to attempt count exceeding.

Error Codes (400)

success	message	errorCode	Description
false	data parsing error. please check input data.	invalid_data_format	Input data format incorrect. Please check the data format.
false	required field is missing.	missing_required_field	Required parametere is misisng. Please check the parameters.
false	invaild request type.	invalid_request_type	Request type incorrect. Please check the request type.
false	The account verification option is not in use.	not_using_option	'Account Occupancy - South Korea' option not activated. Please check project setting at the dashbaord.
false	This submission is not invalid.	invalid_submission	Invalid 'submissionId'. The ID is expired or submission has been already completed.
false	fail to request:+ {error messga}	fail_to_request	Request to the bank server is failed.
false	db processing error: + {error messga}	db_processing_error	Problem occurred while processing the data.
false	This account has exceeded the limit of 10 transfers per day.	exceeded_transfer_limit	Maximum transfer limit of a day: 10 has been exceeded.